Getting hold of the best credit cards

February 28th, 2010

For those lucky enough to have a near-perfect credit rating, finding a good deal on a credit card is relatively simple.However, for those with bad debts, it is harder to gain access to the whole credit card market.

If you already have arrears on a card, look for providers who offer the longest term on 0% balance transfers. These are among the best credit cards available.

But beware of missing a payment. This usually voids the 0% deal and means the card reverts to the usual APR, which is normally higher than other low standard-rate credit cards.

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